Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions govern access to and use of the website hepitosarp.com, operated by Hepitosarp S.A.S. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use our site.

1. Operator Identification

This website is operated by Hepitosarp S.A.S., a company incorporated under the laws of the Republic of Ecuador, domiciled at Av. 12 de Octubre N24-562, Edificio Plaza del Sol, Office 801, Quito, Pichincha. RUC: 1792847563001. Commercial Registry: RM-UIO-2021-007834.

2. Nature of Service

Hepitosarp is an informational platform about real estate crowdlending. Published content is exclusively informational and educational in nature. It does not constitute: (a) A public offering of securities. (b) Financial, legal, or tax advice. (c) A guarantee of returns or results. (d) Public deposit-taking. Any investment decision should be made with the advice of qualified professionals.

3. User Requirements

To use our website and submit inquiries, you must: (a) Be at least 18 years of age. (b) Provide truthful and current information. (c) Not use the site for unlawful purposes or contrary to these terms. (d) Not attempt to access restricted areas of the site or interfere with its operation.

4. Intellectual Property

All website content, including text, graphics, logos, images, design, and source code, is the property of Hepitosarp S.A.S. or used under license. Reproduction, distribution, or modification without prior written authorization is prohibited.

5. Limitation of Liability

Hepitosarp S.A.S. shall not be liable for: (a) Damages arising from the use or inability to use the site. (b) Errors or omissions in informational content. (c) Service interruptions due to technical causes or force majeure. (d) Investment decisions made based on site information. (e) Content of third-party websites linked from our platform.

6. Investment Risks

Real estate crowdlending involves inherent risks, including: partial or total loss of invested capital, illiquidity, payment delays, and variations in estimated returns. Past performance does not guarantee future results. It is recommended to invest only capital you can afford to lose.

7. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect from their publication on the website. Continued use of the site following publication of modifications implies acceptance of the new terms.

8. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the city of Quito, Pichincha, Ecuador, with the parties waiving any other jurisdiction that may correspond to them.

9. Contact

For inquiries related to these Terms and Conditions, you can contact us at legal@hepitosarp.com or at our address: Av. 12 de Octubre N24-562, Edificio Plaza del Sol, Office 801, Quito, Ecuador.